Terms of Service

1. Agreement and scope

These Terms of Service form a binding agreement between you and Black Vault when you visit our website, create or use a trader identity, purchase or access an evaluation or reset, use a simulated funded account, or accept these Terms during checkout. If you do not agree, do not use the services.

The Black Vault Funding is operated by The Black Vault funding Inc. (“Black Vault,” “we,” “us,” or “our”). Registered office: c/o Registered Agents Inc., 202 N Cedar Ave, Suite 1, Owatonna, Minnesota 55060-2306, United States. Support: [email protected]. Legal notices: [email protected].

2. Eligibility and identity

You must be at least 18 years old, legally able to enter a contract, and permitted to use the services where you reside. You must provide accurate information, maintain one durable trader identity unless Black Vault authorizes otherwise, complete requested identity or fraud-prevention checks, and keep your sign-in methods secure. You may not use the service for another person or allow another person to trade your account.

3. Service and current launch status

Current public status: the publicly reviewable checkout is a $0 merchant-review flow. It does not charge a payment method, create an order for value, provision an evaluation, reset an account, or activate a subscription. Payment capture, paid account fulfillment, Vault Payout processing, Arena prizes, and Arena subscriptions remain disabled unless Black Vault posts and records a separately approved activation.

After commercial activation, an approved evaluation purchase will provide a limited, personal, revocable right to use the selected simulated trading evaluation under the rules shown before payment. The digital service is intended to be delivered through the customer’s durable Black Vault trader identity, dashboard, and, when applicable, credentials for an approved third-party simulation platform. An approved reset will be a separate digital service that restores an eligible evaluation or Simulated Funded Account to the reset state displayed before payment.

Unless the final order review expressly states otherwise, an activated evaluation or reset will be a one-time charge, not a subscription. Taxes and any professional market-data charge must be itemized before payment authorization.

All Black Vault evaluation and Simulated Funded Accounts are simulated. When commercial sales are activated, an evaluation fee will purchase time-limited digital access to a rules-based educational evaluation service. It will not be a deposit, investment, brokerage fund, or contribution of trading capital. Simulated balances and profits are not customer-owned cash and cannot be withdrawn. A “Vault Payout” means a company-funded contractual program payment determined only under the published rules; it is not a withdrawal or redemption of simulated funds.

4. Market-data classification

Before payment you must truthfully certify whether you are a Professional or Non-Professional market-data subscriber under the definitions presented in checkout. Your classification may affect fees and access. A Professional selection currently adds the separately itemized market-data fee shown at checkout. We may request supporting information, correct an inaccurate classification, suspend data access, or collect a required difference in fees.

5. Program rules

The Evaluation Rules displayed for the selected product and accepted at checkout are incorporated into these Terms. The dashboard may provide progress information, but the authoritative result is determined from provider records and the accepted rules. If a restriction is not published in the accepted rules or clearly presented before a trade, it will not be used as a hidden basis to fail an evaluation. Material rule changes apply prospectively and may require notice or renewed acceptance.

6. Acceptable use

• Use only your own identity and permitted accounts.
• Do not manipulate, exploit, reverse engineer, overload, scrape, or interfere with the website, dashboard, Arena, market-data connections, or provider systems.
• Do not use unauthorized automation, coordinated account schemes, credential sharing, payment fraud, chargeback abuse, or conduct designed to create an artificial or misleading performance record.
• Do not upload or publish unlawful, hateful, discriminatory, threatening, obscene, sexually explicit, infringing, or impersonating content.
• Comply with applicable law, exchange and provider terms, sanctions, and the published trading rules.

7. Account action and appeals

We may pause, restrict, investigate, or terminate access for suspected security incidents, fraud, unlawful activity, rule violations, charge reversals, provider requirements, or threats to service integrity. When practical and legally permitted, we will identify the reason and provide a way to submit relevant evidence. We may preserve records needed for audits, disputes, and legal obligations.

8. Prices, payment, refunds, and disputes

The current $0 review flow authorizes no charge. After commercial activation, you will authorize only the total and payment method shown in the final order review. Our Refund and Cancellation Policy and Payment Dispute Policy are incorporated into these Terms. Nothing in these Terms limits a non-waivable consumer right.

9. Simulated Funded Accounts and Vault Payouts

Reaching an evaluation target does not create ownership of simulated funds or guarantee a payment. Paid upgrade and Vault Payout processing remain disabled pending final counsel, exchange/provider, and jurisdiction approval. If activated, eligibility for a Simulated Funded Account or company-funded Vault Payout will be governed by the Vault Payout Policy, the published account rules, verification, and applicable law.

10. Third-party services

Market data, simulation, identity, email, hosting, and payment functions may be supplied by independent providers. Their terms may also apply. Naming or connecting a provider does not imply that provider sponsors, endorses, guarantees, or is responsible for Black Vault. See the Provider Disclaimer.

11. Intellectual property

Black Vault and its licensors own the site, branding, software, Arena presentation, rule displays, content, and related intellectual property. You receive no ownership interest. You grant us a limited license to host and display profile content you choose to provide solely to operate and promote the service, subject to your privacy choices and our moderation rights.

12. Disclaimers and limits

Services are provided “as is” and “as available” to the extent permitted by law. We do not promise uninterrupted availability, compatibility with every device, trading results, eligibility for a reward, or future live funding. To the fullest extent permitted by law, Black Vault is not liable for indirect, incidental, special, consequential, exemplary, or lost-profit damages. Black Vault’s aggregate liability arising from a paid service will not exceed the amount you paid for the affected service during the six months before the claim. These limits do not apply where prohibited by law.

13. Governing law and disputes

Minnesota law governs these Terms without regard to conflict-of-law principles. Unless applicable law requires otherwise, state and federal courts serving Minnesota have exclusive jurisdiction. Before filing a claim, each party will give written notice and allow 30 days for a good-faith attempt to resolve it. This section does not prevent either party from seeking urgent injunctive relief or using a legally available small-claims process.

14. Changes, severability, and contact

We may update these Terms for legal, security, operational, or product reasons. The version, effective date, and review status appear above. Material changes apply prospectively and may require renewed acceptance. If a provision is unenforceable, the remainder remains effective. Our failure to enforce a provision is not a waiver.

The Black Vault Funding is operated by The Black Vault funding Inc. (“Black Vault,” “we,” “us,” or “our”). Registered office: c/o Registered Agents Inc., 202 N Cedar Ave, Suite 1, Owatonna, Minnesota 55060-2306, United States. Support: [email protected]. Legal notices: [email protected].