Vault Payout Processing Policy

30% rule clarification and updated payout agreement

Under the updated Funded Trader Agreement, a confirmed 30% violation restarts payout qualification at zero of five completed qualifying days while retaining the account balance and remaining buffer. The next qualifying day is Day 1, and another violation restarts the period. The current-profit and trade-entry thresholds, evidence requirements, prospective acceptance, and protection of previously submitted requests are explained in the versioned clarification.

Rise and other payout-service providers

Black Vault may use Rise or another identified payment-service provider to deliver approved Vault Payouts. Black Vault determines program eligibility and approves the payout; payment-provider onboarding, identity and tax checks, destination verification, required provider agreements, payment processing, and withdrawal availability are separate steps. An invitation, completed onboarding, signed document, or submitted payment instruction does not itself establish that a payout was approved or paid.

The Trader may need to open an account with the selected provider and accept that provider's own applicable terms through its authenticated onboarding process. This Black Vault Agreement does not sign or replace those third-party terms. The use of Rise does not by itself change the Trader's agreed payout share, establish an employment relationship, or guarantee a particular delivery time. Any applicable processing or withdrawal charges must be disclosed through the relevant provider or payout flow before the Trader proceeds.

Black Vault retains its own versioned Agreement, Account Schedule, amendments, authenticated signature records, and payout records in the Black Vault system. Complete signed copies remain available to the Trader. Payment-provider records remain subject to that provider's own process and retention; Black Vault does not represent that all third-party documents are held exclusively in the Black Vault system. Necessary data sharing follows the published Privacy Policy and the provider's applicable disclosures.

Processing time

First-request processing: after The Black Vault Funding, Inc. (“Black Vault”) receives a complete and eligible first Vault Payout request, allow up to 21 business days for review and payment release. This first-request window may include identity and KYC verification, required tax or agreement review, trade-log and rule-compliance review, fraud or security review, and bank-account linking. Business days exclude weekends and U.S. federal bank holidays. After Black Vault releases a payment, the receiving bank or payment network controls deposit and transfer posting speed; that delivery time may be additional.

Subsequent requests: subsequent complete and eligible requests are generally processed faster after initial verification and bank linking are on file. A shorter processing time is not guaranteed. Any request may require additional review if identity, banking, tax, account, trade-log, compliance, fraud, security, or payment information changes or cannot be verified.

Where eligibility terms are stated

Eligibility, calculation, the Trader share, account-specific limits, and request-review rights are governed by the electronically signed Funded Trader Agreement, its Account Schedule, and the incorporated Program Rules. This page states processing time only.